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Martin Appraisal & Consulting Co. is your FHA certified appraisal company

Rest assured that Martin Appraisal & Consulting Co. is an FHA-certified appraisal service in Texas.  This means that we are qualified and approved by the FHA to do appraisals for property loans underwritten by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is backed by them. The FHA does not loan capital to borrowers, rather, it provides lenders with security through mortgage insurance in case the borrower does not pay his or her financial obligations. Accessible to all consumers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Different from the VA appraiser panel, the lending organization working with Federal Housing Administration actually has the ability to choose the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lower income or less starting capital to put down on a financial transaction benefit the most from FHA loan programs.